For legal advice you consult a legal professional. For tax advice you consult a tax professional. Now you have an insurance professional to consult for all your health insurance needs - a Registered Health Underwriter (RHU).                                                   

Through rigorous formal studies and ongoing continuing education, a Registered Health Underwriter is equipped to provide you with expertise in all aspects of the individual and group disability income and medical insurance markets.

You Benefit by Working with an RHU

When dealing with a Registered Health Underwriter you are assured of receiving the advice and expertise of an insurance professional who really knows the health insurance business - from disability buy/sells to Medicare, from group medical plans to long term care insurance.

An RHU . . .

• Has a minimum of 3 years experience in the health insurance business.
• Knows how to put the latest benefits to work for you.
• Has completed a 3-course formal educational program, fully accredited by the Middle States Association of Colleges and Schools, Philadelphia, PA.
• Must be re-certified every 2 years by The American College.
• Is bound by the Professional Pledge of The American College.

RHUs Represent Professionalism

In pursuing the RHU professional designation and putting it to work for you, RHU's pledge to:

• Reflect by example the highest professional performance and conduct of which they are capable.

• Pursue programs of continuing education and self-improvement so they can serve in the best possible manner the interests of their clients.

• Provide sincere encouragement and support to others in the health insurance industry to study and persevere toward the achievement of the RHU designation.

• Recognize the commitment to community, to become actively involved in health-related projects for the betterment of all those whom we seek to serve.

• Uphold the Professional Pledge of the American College.

The RHU Professional Designation is sponsored by The American College. The oldest and most respected school of its kind, The American College is an independent, nonprofit, accredited educational institution that provides graduate and professional education, primarily on a distance self-study basis, to individuals seeking career growth in the field of financial services. Founded in 1927 by Solomon S. Huebner, a professor at the University of Pennsylvania's Wharton School, The American College is located in the suburban community of Bryn Mawr, Pennsylvania, approximately twelve miles west of downtown Philadelphia. Noted for its award-winning architecture and horticulture, the thirty-five acre campus includes a full-service library and a major conference center with modem classrooms and residence facilities. The American College is the exclusive provider of four professional designations: The CLU (Chartered Life Underwriter), the CHFC (Chartered Financial Consultant), the RHU (Registered Health Underwriter), and the REBC (Registered Employee Benefits Consultant).

The Professional Pledge

The Pledge to which all Huebner School designees subscribe is as follows: "In all of my professional relationships, I pledge myself to the following rule of ethical conduct: I shall, in light of all conditions surrounding those I serve, which I shall make every conscientious effort to ascertain and understand, render that service which, in the same circumstances, I would apply to myself."

The Canons

• Conduct yourself at all times with honor and dignity.

• Avoid practices that would bring dishonor upon yourself or The American College.

• Publicize your achievements in ways that enhance the integrity of your profession.

• Continue your studies throughout your working life so as to maintain a high level of professional competence.

• Do your utmost to attain a distinguished record of professional service.

• Support the established institutions and organizations concerned with the integrity of your profession.

• Participate in building your profession by encouraging and providing appropriate assistance to qualified persons pursuing professional studies.

• Comply with all laws and regulations, particularly as they relate to professional  and business activities.